Did the attorney just write you a letter on his letterhead and ask for the information, or he did send a formal request for the documents, something with the case caption with the case number, etc? If it was a formal request to produce, you are obligated to comply. The creditor has every right to... View More

Let's make sure we are on the same page. A collection agency doesn't own the debt- it is assigned the debt from the owner of it, the creditor. A collection agency, unless it has a specific agreement with the creditor, cannot sue you on its own. It must refer the debt to an attorney for... View More

If she cannot pay the minimum payments, the interest will continue to accrue and after 2, 3, or 4 months of not making the minimum payments (depending on the creditor), the creditor will close the account to further purchases. After 6 months, the creditor will charge off the balance. This is an... View More

Unless the landlord is required by your lease to provide a working elevator, he isn't. The landlord is not legally obligated to respond to your e-mails. The landlord has provided you information as to when the repairs are scheduled. You are free to consult an attorney but I don't see a... View More

If there is a wage garnishment, there is a judgment against you. Judgments are good for 20 years in Florida, so there is a long time before the statute runs. You filed for an exemption? You are the one who filed, nobody knows what the basis for your claim is. You have to prove that you are entitled... View More

The gap insurance carrier is a completely separate company from the dealership, and the dealership is not your agent. The way to address the situation is to bite the bullet and contact the law firm that filed the lawsuit (or the credit union directly if the credit union filed the lawsuit on its... View More

You can help him by helping him find a bankruptcy attorney who is admitted to the US Bankruptcy Court for the Northern District of Florida. If your town is close to the Fla/Alabama line, you can look in both Florida and Alabama. I don't recommend filing bankruptcy without an attorney.

When there is more than 1 beneficiary, the PR MUST be represented by an attorney per Florida law. All questions regarding this issue MUST be directed to the PR's attorney. But take note - the attorney does not represent any beneficiary, only the PR in the PR's capacity as PR. If a... View More

Legal. This is a business decision that is very smart on the landlord's part. Once your daughter turns 18, she is a legal adult. That changes the nature of your lease from "mom and dad and child" to "3 adults" living in the apartment. You may not see it that way at all, but... View More

The way to "manage the situation" is for you to leave. Find someplace to go. Staying with someone who is abusive and destroys your property is ridiculous - any place is better than living in fear. There are shelters, etc. At some point your physical safety and mental health is much more... View More

Contact the attorney with a solid repayment plan. You MUST make the court-ordered payments; there's no getting around the court order. (Of course it went to your ex-wife.) Set aside your feelings about your ex; this is a legal obligation. Get on with it.

I have yet to run into one that's fraudulent, but not all of them are effective or efficient; and none of them can promise you that a given creditor will work with them. In my opinion, there is nothing these guys can do for you that you cannot do yourself, but many people, particularly folks... View More

The division of your home should have been addressed in your divorce decree. Assuming that he retained sole title to the house after your divorce, you would not be entitled to it. However, you can always take your divorce decree and any other documents to an attorney in your town for a second, and... View More

Other than filing bankruptcy, you can't. You co-signed, which means you accepted full responsibility for every payment to the lender, regardless of any agreement that you had with the other signer. You are on the hook at much as the other signer, and they don't have to come after him if... View More

There is no "due process" with non-governmental entities, nor are there violations of your right of association and religious freedom. These are rights which protect you against the government, not private entities like your church. What you describe are basically issues of contract law;... View More

Your settlement payment does not flow through the Child Support Depository in your county or in Tallahassee. Nowif there is any sort of lien on the settlement proceeds placed by the State or the other party, then yes, that lien would have to be satisfied before your settlement could be disbursed to... View More

Collection defense lawyers do this all the time, everywhere. Whether its appropriate to do so by e-mail, I don't know. Washington State rules of professional conduct may permit it. You should be able to look up your name in your county clerk's website. Look for Court records, or something... View More

yes, you should share the notice to your tenants. There's no privacy concerns. As the owner of the unit, you are the one whose life the HOA can make most miserable, and financially difficult. It makes no sense to not cooperate with the HOA.

There is no trial in an appeal. An appeal is not a second trial or a chance to introduce evidence. Unless your case presents novel theories under Florida law, it's a slim bet that the Florida Supreme Court would take your case. The only way for you to know is to retain an appellate attorney.... View More

There is no such thing as a Florida "magistrate court". Your case was referred by the judge in your case to his or her magistrate.

You were most likely sent a Case Management Order. It will be docketed, so you can look it up online. You must follow the requirements of the Case... View More