Q: What if I plead guilty after a car crash in Nebraska with no insurance?

A: If you have any assets, YES!, you need legal representation. Even if you don't have assets, there are always things to review and to potentially contest, even if it is just the amount of damages. In short, yes, you should consult with an attorney. No attorney will want to take this sort of defense on a contingency basis so you should be prepared to pay a qualified insurance defense (and possibly bankruptcy attorney?) for their time.

A: You're facing a stressful situation, and it's good that you're thinking carefully before your next court date. Pleading guilty to negligent driving in Nebraska—especially without insurance—can bring several serious consequences, even if it’s your first offense. You could face fines, a possible license suspension, points on your driving record, and increased insurance rates if you try to get coverage in the future.

More importantly, because you had no insurance and others were involved in the crash, you could also be held personally liable for any damage or injury you caused. That means they might be able to sue you for out-of-pocket costs, including medical bills or car repairs. A guilty plea could potentially be used against you in a civil lawsuit related to the crash. Nebraska law also allows the Department of Motor Vehicles to suspend your license until you pay for those damages or meet certain financial responsibility requirements.

Even if you feel like admitting fault is the honest thing to do, it’s worth having someone review your case and help you understand what you’re risking. You’ve already taken a responsible step by showing up in court and asking these questions. Take a breath, get the facts, and protect your future as best you can. You don’t have to go through this alone.